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 We Can Serve YOU!

If you work for AEP or one of its subsidiaries, are a regular contractor with AEP, or are related to someone who is an AEP employee*, you are eligible for membership and our full list of financial services no matter what state you live in! Our office has been located on Boland Drive in South Bend Indiana since 1979. Nevertheless, we effectively service members from all parts of the country including California, Massacuhusetts, Oklahoma, and Florida to name a few. Check out or list of products, services, and rates to see what we can do for you! Print off an application of the service(s) you are interested in, fax it to 574-968-0157 and you’ll have a response in no time.


Do Your Banking At Home


P e r f e c t   T e l l e r

 Your Transactions Are Safe And Confidential

 We have taken the necessary precautions to ensure that your financial information is safeguarded.  Whether transactions are done at your home, or at the credit union office, your transactions are always safe and confidential!

When Can I Start using Perfect Teller?
You may access Perfect Teller at any time.  However, before using Perfect Teller, you must complete an application from the Credit Union and set up your password.  PASSWORDS WILL NEVER BE ISSUED, REISSUED, OR VERIFIED VIA PHONE.  Once these requirements have been met, you will have access to online banking.

As of January 1, 2007 the downloaded version of Perfect Teller will no longer be active. Effective June 1, 2007, please use this web address in place of the downloaded version:    https://secure.pt4web.com/56261/flash/index.php

Taken from members very much like yourself, Perfect Teller is clearly a convenience you shouldn't miss!

"I love it!" Says Diana who has been a member since 1967.  "It's very easy to use. Very convenient.  I can balance my checkbook at anytime, even late at night...when you guys are closed". 

Perfect Teller allows you to transfer money, look up cleared drafts, and much much more.  Perfect Teller is a home banking system accessed through the internet.  It gives you access to all of your accounts and loan accounts when you need access - even if the office is closed.  Yes!  Perfect Teller is available 24 hours a day, 7 days a week.

Lori, a member of the Credit Union for more than ten years says "I love [Perfect Teller]. Huge convenience.  I can transfer money [any time]".

Our home banking system is fast, easy to use, and FREE.  After downloading Perfect Teller, you can do all of the following:

  • Obtain account balances
  • Transfer money to different accounts
  • View and print transaction history of all share types and loan types
  • Review and print old statements
  • Make loan payments
  • View your account to find automatic deposits and withdrawals
  • Export data to programs that accept Quicken (.qif) format 









To report your ATM or Debit card lost or stolen, call 1-800-523-4175. 

To report your VISA card lost or stolen, call 1-800-289-5939






In the event of a natural disaster emergency, please call 1-800-CULOCATE.  This automated phone system will enable you to locate our temporary office location, phone numbers, ATM locations, etc.




Its Your Credit - You Should Get To Know It Better!

As of March 1, 2005, consumers are able to receive one credit report FREE of charge from all three credit reporting agencies.  If you visit www.annualcreditreport.com, you will be able to request one free credit report from TRANS UNION, Equifax, and Experian credit reporting agencies.  Since these are national databases, we suggest getting one credit report from one agency throughout the year.  This way, you can keep track of possible identity theft as well as your credit reports accuracy all year.  Act now, it is your credit and you should know everything about it.

Love My CU

Office Hours

 Monday 8:00 - 5:00
Tuesday 8:00 - 4:30
Wednsday 8:00 - 4:30
Thursday 8:00 - 4:30
Friday 8:00 - 5:00


IMECO Federal Credit Union
3404 West Boland Drive
South Bend, IN 46628
Phone: 574-232-8403
Fax: 574-968-0157

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