Fee Schedule
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IRA ACCOUNT FEES

 
Closing -- If account is closed within first year of opening

$50.00

SHARE DRAFT ACCOUNT FEES

 
NSF

$25.00/Item

Overdraft

$25.00/Item

Returned Item

$25.00/Item

Stop Payment

$20.00/Request

OTHER SERVICE FEES

 
Account Activity Printout

$1.00/Printout per month 

Account Reconciliation

$25.00/Hour

Account Research

$25.00/Hour

Cashier's Check

$2.00/Check

Deposited Item Returned

$10.00/Item

Dormant Account -- After six (6) months and account balance is less than $50.00, excluding under 18 years of age

$5.00/Month

Fax (Incoming)

$1.00/Fax

Fax (Outgoing)

$1.00/Fax

Garnishment

$50.00

Items Sent for Collection

$25.00/Item

Legal Process

$50.00

Money Order                                             

$1.00/Money Order

 

 Photocopy

$0.25/Copy  

Statement Copy

$3.00/Copy per month  

Telephone Transfer (not audio response or ATM)

$3.00/Transfer after three (3) per month  

Wire Transfer (Outgoing)

$25.00/Transfer

 

Escheatment

$50.00  

Returned Mail

$2.00/Item  

Draft Lookup

$2.00/Each  

Copy of Draft

$3.00/Draft  

Balance Inquiry (by phone)

$1.00/Inquiry  

Check withdrawal by phone

$3.00/Check after one (1) per month  

Overdraft Transfer

$5.00/Item after one (1) per month  

Account Closing -- After first 90 days, excluding youth accounts

$25.00  

EFT FEES

   

ACH Overdraft

$25.00/Item  

Card Replacement

$10.00/Card  

Debit Withdrawal

$3.00/Withdrawal after six (6) withdrawals per month  

ATM Withdrawal

$1.00/Withdrawal after four (4) per month  
 
IMECO Federal Credit Union
3404 West Boland Drive
South Bend, IN 46628
Phone: 574-232-8403
Fax: 574-968-0157

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